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TERMS_OF_SERVICE.md

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Cinder Wallet - Terms of Service

Last Updated: [DATE]

Please read these Terms of Service ("Terms") carefully before using Cinder ("the Wallet", "the Software", "we", "us", or "our"). By downloading, installing, or using Cinder, you agree to be bound by these Terms. If you do not agree, do not use the Wallet.


1. Overview of Cinder

Cinder is a free, open-source, non-custodial desktop application for the Solana blockchain. The Wallet allows you to:

  • Generate and manage Solana keypairs and wallet addresses
  • Send, receive, and store SOL and SPL tokens
  • Swap tokens through third-party decentralized exchange aggregators (currently Jupiter)
  • Stake SOL with network validators
  • Connect hardware wallets (Trezor, Ledger, Lattice1)
  • Interact with AI agents via the Model Context Protocol (MCP)
  • View transaction history, token balances, and network data

Cinder is software that runs entirely on your local machine. We do not operate a server that holds your funds, keys, or personal data.


2. Non-Custodial Nature of the Wallet

Cinder is non-custodial. You and only you control your private keys, seed phrases, and funds.

  • We never have access to, store, transmit, or hold your private keys or seed phrases.
  • We cannot freeze, seize, or reverse any transaction.
  • We cannot recover your private keys or seed phrase if you lose them.
  • We cannot restore access to your wallet if you lose your credentials.
  • All transactions are irreversible once confirmed on the Solana blockchain.

You are solely responsible for the security and backup of your private keys and seed phrases. Loss of your seed phrase means permanent, irrecoverable loss of your funds.


3. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to use Cinder. By using the Wallet, you represent and warrant that:

  • You meet the minimum age requirement.
  • You are not located in, or a citizen or resident of, any jurisdiction where use of the Wallet or cryptocurrency is prohibited or restricted by law.
  • You are not on any sanctions list maintained by the United States (OFAC), European Union, United Nations, or any other applicable authority.
  • Your use of the Wallet complies with all applicable laws and regulations in your jurisdiction.

4. User Responsibilities

You are solely responsible for:

  • Key management: Securely generating, storing, and backing up your seed phrase and private keys. We strongly recommend storing your seed phrase offline in multiple secure physical locations.
  • Transaction accuracy: Verifying all transaction details (recipient addresses, amounts, fees) before signing and broadcasting. Transactions on the Solana blockchain are irreversible.
  • Device security: Maintaining the security of the device on which the Wallet is installed, including keeping your operating system and the Wallet software up to date.
  • Compliance: Ensuring your use of the Wallet complies with all applicable laws, regulations, and tax obligations in your jurisdiction.
  • Due diligence: Evaluating the risks of any token, smart contract, validator, or decentralized application you interact with through the Wallet.

5. Third-Party Services

Cinder integrates with or connects to third-party services, including but not limited to:

  • Jupiter Aggregator for token swaps
  • Solana validator nodes for staking
  • RPC providers for blockchain data
  • Hardware wallet manufacturers (Trezor, Ledger, Lattice1) for key signing
  • AI model providers via MCP integration
  • Token metadata and price services

These third-party services are governed by their own terms of service and privacy policies. We do not control, endorse, or assume responsibility for any third-party service, and we are not liable for any loss, damage, or claim arising from your use of such services.

When you execute a swap through Jupiter, you are interacting directly with on-chain smart contracts. We do not control swap routing, pricing, slippage, or execution. You acknowledge the risks inherent in decentralized exchange protocols, including but not limited to price impact, front-running, MEV extraction, and smart contract bugs.


6. MCP (AI Agent) Integration

Cinder provides a Model Context Protocol (MCP) interface that allows external AI agents to interact with certain wallet functions. By enabling MCP:

  • You acknowledge that AI agents may request wallet actions such as viewing balances, preparing transactions, or querying blockchain data.
  • No transaction will be signed or broadcast without your explicit approval. The Wallet requires user confirmation for all value-transferring operations.
  • We are not responsible for the behavior, recommendations, or errors of any AI agent connected via MCP.
  • You are solely responsible for evaluating and approving any action an AI agent requests.
  • AI-generated transaction suggestions are not financial advice.

7. Staking

When you stake SOL through Cinder, you are delegating tokens to a Solana network validator. You acknowledge that:

  • Staking rewards are determined by the Solana network protocol and are not guaranteed.
  • Validator performance, uptime, and commission rates are outside our control.
  • Unstaking is subject to the Solana network's cooldown period.
  • Staked SOL may be subject to slashing if the chosen validator behaves maliciously (if slashing is enabled on the network).
  • We do not recommend, endorse, or guarantee the performance of any specific validator.

8. Open Source License

Cinder's source code is available under an open-source license (see the LICENSE file in the source repository for specific terms). These Terms of Service govern your use of the Wallet as a user. The open-source license governs your rights to view, modify, and distribute the source code.

If there is a conflict between these Terms and the open-source license regarding your use of the software's source code, the open-source license controls. For all other matters (disclaimers, liability, warranties), these Terms control.


9. Fees

Cinder does not charge fees for using the Wallet software. However, you will incur:

  • Solana network transaction fees (paid to validators) for all on-chain transactions.
  • Swap fees charged by the decentralized exchange protocol (e.g., Jupiter routing fees, liquidity provider fees).
  • Priority fees that you may optionally set to increase transaction processing speed.

All fees are displayed before you confirm a transaction. Network and protocol fees are outside our control.


10. Prohibited Uses

You agree not to use Cinder to:

  • Violate any applicable law, regulation, or sanctions program.
  • Engage in fraud, money laundering, terrorist financing, or other illegal activity.
  • Interfere with or disrupt the Solana network or any connected service.
  • Distribute malware, viruses, or other harmful code through or in connection with the Wallet.
  • Circumvent or attempt to circumvent any security features of the Wallet.
  • Use the Wallet in any way that infringes the rights of any third party.

11. Assumption of Risk

You expressly acknowledge and assume the following risks:

  • Cryptocurrency volatility: The value of SOL, SPL tokens, and other digital assets can fluctuate dramatically and may go to zero.
  • Smart contract risk: Tokens, swap protocols, and staking contracts may contain bugs, vulnerabilities, or exploits that could result in total loss of funds.
  • Regulatory risk: Laws and regulations regarding cryptocurrency vary by jurisdiction and may change. Your use of the Wallet or digital assets may become restricted or prohibited.
  • Technology risk: The Solana blockchain, RPC infrastructure, or connected services may experience downtime, congestion, forks, or failures.
  • Irreversibility: Blockchain transactions cannot be reversed. Sending funds to an incorrect address results in permanent loss.
  • Counterparty risk: When swapping tokens or interacting with protocols, you are relying on third-party smart contracts and liquidity providers.
  • Key loss: If you lose your seed phrase or private key, your funds are permanently and irreversibly lost. No one, including us, can recover them.

This list is not exhaustive. Cryptocurrency and decentralized finance involve substantial risk. You should not use funds you cannot afford to lose.


12. No Financial Advice

Nothing in the Wallet or associated materials constitutes financial, investment, tax, legal, or other professional advice. Token prices, staking yields, swap rates, and other data displayed in the Wallet are for informational purposes only and should not be relied upon as a basis for any financial decision. You should consult qualified professionals before making any financial decisions.


13. Disclaimer of Warranties

THE WALLET IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT THE WALLET WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT THE ACCURACY, COMPLETENESS, OR TIMELINESS OF ANY INFORMATION DISPLAYED IN THE WALLET, INCLUDING TOKEN PRICES, BALANCES, OR TRANSACTION DATA.

WE MAKE NO REPRESENTATIONS OR WARRANTIES REGARDING THE SOLANA BLOCKCHAIN, ANY TOKEN, ANY SMART CONTRACT, ANY VALIDATOR, ANY SWAP PROTOCOL, OR ANY OTHER THIRD-PARTY SERVICE ACCESSIBLE THROUGH THE WALLET.


14. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE CINDER DEVELOPERS, CONTRIBUTORS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF FUNDS, LOSS OF PROFITS, LOSS OF DATA, OR LOSS OF DIGITAL ASSETS, REGARDLESS OF THE CAUSE OF ACTION OR THE THEORY OF LIABILITY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE WALLET SHALL NOT EXCEED THE AMOUNT YOU PAID TO US FOR USE OF THE WALLET IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, WHICH, FOR FREE SOFTWARE, IS ZERO (USD $0.00).

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE LIMITATIONS MAY NOT APPLY, AND YOU MAY HAVE ADDITIONAL RIGHTS.


15. Indemnification

You agree to indemnify, defend, and hold harmless the Cinder developers, contributors, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

  • Your use or misuse of the Wallet.
  • Your violation of these Terms.
  • Your violation of any applicable law or regulation.
  • Your violation of any rights of any third party.
  • Any transaction you conduct through the Wallet.

16. Dispute Resolution

16.1 Informal Resolution

Before filing any formal proceeding, you agree to first contact us and attempt to resolve the dispute informally for at least thirty (30) days.

16.2 Binding Arbitration

If informal resolution fails, any dispute, controversy, or claim arising out of or relating to these Terms or the Wallet shall be settled by binding arbitration administered in accordance with the rules of the American Arbitration Association (AAA). The arbitration shall be conducted in English. Judgment on the arbitration award may be entered in any court of competent jurisdiction.

16.3 Class Action Waiver

YOU AND CINDER AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. Unless both parties agree otherwise, the arbitrator may not consolidate more than one person's claims and may not preside over any form of a representative or class proceeding.

16.4 Exceptions

Notwithstanding the above, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement of intellectual property rights.


17. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law principles. If arbitration does not apply in your jurisdiction, you agree to submit to the exclusive jurisdiction of the courts located in Delaware.


18. Intellectual Property

The Cinder name, logo, and brand assets are the property of the Cinder project. The source code is licensed under the terms of the applicable open-source license (see the LICENSE file). Nothing in these Terms grants you any right to use the Cinder name, logo, or branding except as permitted by the open-source license or with prior written consent.


19. Privacy

Cinder is designed to minimize data collection:

  • The Wallet runs locally on your device. We do not operate servers that collect or store your personal data, wallet addresses, transaction history, or balances.
  • RPC requests are sent to third-party Solana RPC providers. These providers may log your IP address and request data according to their own privacy policies.
  • Swap requests are routed through third-party APIs (e.g., Jupiter). These services may log your IP address and request data.
  • We do not use analytics, telemetry, or tracking within the Wallet.

For details on third-party data practices, consult the privacy policies of the respective RPC and API providers.


20. Modifications to These Terms

We may update these Terms from time to time. Changes will be indicated by updating the "Last Updated" date at the top of this document and, for material changes, through a notice within the Wallet or on the project's official repository.

Your continued use of the Wallet after any changes constitutes acceptance of the revised Terms. If you do not agree to the updated Terms, you must stop using the Wallet.


21. Termination

You may stop using the Wallet at any time by uninstalling it. Because Cinder is non-custodial, your funds remain accessible through your seed phrase using any compatible wallet software, regardless of whether you continue to use Cinder.

We reserve the right to discontinue development or distribution of the Wallet at any time without notice. Discontinuation does not affect your ability to access your funds through your seed phrase.

Sections 2, 4, 11, 13, 14, 15, 16, and 17 shall survive any termination of these Terms.


22. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions remain in full force and effect.


23. Entire Agreement

These Terms constitute the entire agreement between you and Cinder regarding your use of the Wallet and supersede all prior agreements, understandings, and communications, whether written or oral.


24. Contact

If you have questions about these Terms, you may open an issue on the project's official repository or contact us at: [EMAIL ADDRESS].


By using Cinder, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.