diff --git a/common/types.ts b/common/types.ts
index 78b824a2..ede1f903 100644
--- a/common/types.ts
+++ b/common/types.ts
@@ -129,12 +129,16 @@ export interface RecentOrg {
   address: string;
 }
 
+export interface PaymentsInfo {
+  methods: string[];
+  default: string;
+}
+
 export interface OrderInfo {
   payerType: string;
   payerData: CustomerData;
   deliveryType: string;
   deliveryData: Record<string, string>;
-  paymentType: string;
   basketData: Record<string, number>;
   countries: Record<number, string>;
   cdekCountries: number[];
diff --git a/components/order/Payment.vue b/components/order/Payment.vue
index c56c2f3b..19f12d39 100644
--- a/components/order/Payment.vue
+++ b/components/order/Payment.vue
@@ -1,30 +1,18 @@
 <script setup lang="ts">
-const props = defineProps<{ payerType: string; country: number }>();
+import type { PaymentsInfo } from '~/common/types';
+
+const props = defineProps<{ paymentsInfo: PaymentsInfo | null }>();
 const paymentType = defineModel<string>('paymentType');
 
 const { t } = useI18n();
 
-const params = computed(() => ({ payerType: props.payerType, country: props.country }));
-const { data: paymentMethods } = await useApi<string[]>(
-  '/order/payments/',
-  params,
-  { watch: [() => props.payerType, () => props.country] },
-);
-
 const paymentTypes = computed(() =>
-  (paymentMethods.value!).map(method => ({
+  (props.paymentsInfo?.methods ?? []).map(method => ({
     id: method,
     title: t(method),
     comment: t(`${method}Comment`),
   }))
 );
-
-watch(paymentMethods, (methods) => {
-  if (!methods) return;
-  if (!methods.includes(paymentType.value ?? '')) {
-    paymentType.value = methods[0] ?? '';
-  }
-}, { immediate: true });
 </script>
 
 <template>
diff --git a/pages/contents/order.vue b/pages/contents/order.vue
index 466a9bc9..a2287915 100644
--- a/pages/contents/order.vue
+++ b/pages/contents/order.vue
@@ -1,7 +1,7 @@
 <script lang="ts" setup>
 import Loader from '~/components/Loader.vue';
 import Button from '~/components/Button.vue';
-import type {OrderInfo} from "~/common/types";
+import type {OrderInfo, PaymentsInfo} from "~/common/types";
 
 const { t, locale } = useI18n();
 
@@ -48,7 +48,26 @@ const deliveryData = ref(orderInfo.value!.deliveryData);
 const deliveryType = ref(orderInfo.value!.deliveryType);
 const country = ref(Number(orderInfo.value!.deliveryData.country));
 
-const paymentType = ref(orderInfo.value!.paymentType);
+const paymentsParams = computed(() => ({ payerType: payerType.value, country: country.value }));
+// Fetch here rather than in Payment.vue: paymentType must be set before the first render, otherwise SSR hydration loses the selection.
+const { data: paymentsInfo } = await useApi<PaymentsInfo>(
+  '/order/payments/',
+  paymentsParams,
+  { watch: [payerType, country] },
+);
+
+const paymentType = ref(paymentsInfo.value?.default ?? '');
+
+const payerTypeChanged = ref(false);
+watch(payerType, () => { payerTypeChanged.value = true; });
+
+watch(paymentsInfo, (info) => {
+  if (!info) return;
+  if (payerTypeChanged.value || !paymentType.value || !info.methods.includes(paymentType.value)) {
+    payerTypeChanged.value = false;
+    paymentType.value = info.default;
+  }
+});
 
 
 useHead({
@@ -137,8 +156,7 @@ const makeOrder = async () => {
 
     <OrderPayment
       v-model:paymentType="paymentType"
-      :payerType="payerType"
-      :country="country"
+      :paymentsInfo="paymentsInfo"
     />
 
     <div v-if="orderError && !Object.keys(fieldErrors).length" class="order-error">