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apis.json,llms.txtand similar), its public repositories, and its public status, pricing and changelog pages. Nothing here is obtained by breaching a system, defeating an access control, or using credentials of any kind.The rating is an independent assessment. The Kin Score and Agent Readiness rating are independently calculated scores of a company's public API artifacts, produced by API Evangelist against a published rubric. They are not certifications, endorsements, security assessments, or audits, and they score published artifacts — not the quality, safety, or security of the software.
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Full detail: Where this data comes from
LendingClub is a US consumer-finance company and digital bank, founded in 2006 as a peer-to-peer marketplace lender and now a national bank following its 2021 acquisition of Radius Bancorp. In 2026 it rebranded as Happen Bank, N.A. (a subsidiary of Happen, Inc.) and moved its public web presence from lendingclub.com to happen.com.
Backed by: canaan-partners
LendingClub operates no public developer program. As of the July 2026 enrichment pass:
- No developer portal, API reference, or documentation is published (
/developersreturns 404 on both domains; the sitemap has no developer or API URLs). - No OpenAPI, AsyncAPI, GraphQL, or Protobuf specification is available to harvest.
- No first-party SDKs, CLI, MCP server, webhooks, or Agent Skills are published.
- No
.well-knowndiscovery documents are served — the site answers unmatched/.well-known/paths with a 200 HTML shell (a soft 404), so those statuses are not evidence of publication. - No status page, vulnerability disclosure program, or trust center was found.
- The legacy Investor API host
api.lendingclub.comstill answers/api/investor/v1/...with HTTP 401, but it is undocumented and closed. It served the retail Notes marketplace, which LendingClub retired in December 2020.
| Path | Type | Method |
|---|---|---|
apis.yml |
APIs.json profile | searched |
lifecycle/lending-club-lifecycle.yml |
Lifecycle — rebrand, retired developer program, legacy API probe evidence | searched |
well-known/lending-club-well-known.yml |
Well-known discovery probe (0 documents found) | probed |
security/lending-club-domain-security.yml |
Domain security — TLS/HSTS/DNSSEC/CAA/SPF/DMARC | probed |
llms/lending-club-llms.txt |
llms.txt | generated |