fix: handle get_inbox_ids DM load errors

[giwaov]

Summary

• avoid rethrowing handled get_inbox_ids request failures from the DM loader
• keep rethrowing unexpected DM loader errors for the error modal
• add a regression helper test for the get_inbox_ids error classifier

Closes #1462

Testing

• yarn workspace @xmtp/xmtp.chat test apps/xmtp.chat/src/helpers/errors.test.ts (fails locally: Couldn't find the node_modules state file - running an install might help)
• git diff --check

Note

Fix get_inbox_ids DM load errors being rethrown to the error modal

When loading a DM fails due to a get_inbox_ids request error, the error is now swallowed after redirecting to home instead of being rethrown to the error modal. A new isGetInboxIdsRequestError helper in helpers/errors.ts detects these errors by matching both 'endpoint "get_inbox_ids"' and 'error sending request' in the error message. All other errors in LoadDM.tsx continue to be rethrown as before.

^{Macroscope summarized 68f9dee.}

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